Home » Cheer Peppers » December 22.

December 22.

I can’t believe how fast time goes. I could have sworn yesterday was December 1st! How is it already the 22nd?! I am going to blink and it will be January 1st. I better try not to blink!

On the 22nd of every month I try to make sure I get a post done. I have absolutely nothing fun to report, though. I am just plugging along with my part time work and trying to figure out how to get over $2,000 worth of car repairs done when I have $400 to my name. Somehow, it isn’t working!

It’s one of those deals where I need the car to go clean houses, but the car is a death-trap so I’m terrified to drive it. The control arms are bad and even cracked. I could lose steering in the car at any time. I can’t get it fixed unless I work and I can’t work unless I drive it. And around and around that circle I go! I can’t afford to get a different car and I still owe $1,000 on this old thing.

But, it will work out. Somehow, it will. Right now, I’m just praying while I drive and hope for the best.

Well, this is not much of a Pepper Day post, but it’s the best I can do for now. I must get ready to go clean and hope I get there!!

Have a lovely day.

8 thoughts on “December 22.

  1. If you owe less than the car is worth, you might be able to get a loan. It’s according to the bank. If your car is worth less than what you need to borrow, then you might not be able to get a loan.

  2. Is there a way to use your car as collateral for repairs? Hey, maybe you could get one of those COVID bill loans for small businesses? Undoubtedly you’re in the same boat as most of us — you have to have money to get money.

    It always angers me that rich people can put 500,000 on a credit card in a month and earn 5% cash back and pay off the debt in a month, while there are people who could live off that cash-back money for a year.

  3. The days are speeding onward. Of course, most of us will be happy to see this year end, but I’m not too sure about wishing away my life; and who knows what 2021 will bring. We had high hopes for 2020 and look what that got us!

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